Tuesday, October 31, 2006

Insurance companies SUCK!!!

I get a letter last night from our insurance company, enclosed is a form titled "Pre-existing condition investigation. I get on Cigna's website this morning to find out what is going on and they haven't even paid for my appointment with the Reproductive Endocronologist yet. They have a note by it stating that a "pre-existing condition" investigation is being performed and that pre-existing conditions are not covered by our policy.
First of all, I don't even have a DIAGNOSIS yet...I am still in the testing phase, so how can something be "pre-existing" if I don't even know what it is?
Have I seen other Dr.'s for this...yes
Have I been "treated" for it? Well if you call the dr. prescribing me a drug and telling me "take that for about a month and then come back and see me and we will see if it makes a difference" treatment, then I suppose yes, but the medication made me so sick, I couldn't even take it for the full month.
So...getting treated for this condition now to reduce my chances of cervical cancer (which I am at a 60% higher risk than "normal" women) and increase my chances of having children of my own in the future is NOT covered. BUT...If I get cervical cancer as a result of not ovulating and having periods...THAT will be covered????
I hate insurance companies, I hate them, I hate them, I hate them.
"Oh, Mr. Jones, you can't have an erection? Well we will prescribe some Viagra for you so you can have a normal life. Don't worry, your insurance will cover all of your costs"
"Oh, Mrs. Clinger, your screwed. come back and see us when you have cancer so your insurance will cover it. Sorry about that whole - not having a family of your own thing - Have a nice day"
Can't I just get an F'ing break here? What have I done to deserve this? Why can every inbred crack head have a family, and I can't. This is so unfair
I hate hate hate my body

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